Your Medicaid stereotypes can kiss my ass

Anyone who knows me will tell you that one of my favorite songs is Salt-N-Pepa, None of Your Business. My favorite line in the entire song is “opinions are like assholes and everybody’s got one.” That phrase has been all too true over the last few months as my Facebook news feed has spilled over with friends posting their Medicaid stereotypes. It is as if they are overnight experts in Medicaid recipients and funding. The truth is they have no idea what they are talking about.

Why is this an issue? Simple question with a simple answer! Being a special needs mom has taught me that our private insurance in which we pay ungodly amounts of money for – even though it’s employer sponsored – is essentially meaningless in the special needs world. The caps on therapy services and minimum payments on Durable Medical Equipment (DME) has left us with vendors who refuse service unless we have Medicaid or pay out of pocket. The result? We now receive TEFRA Medicaid for my son and know its importance in the special needs world.

On more than a few occasions, I have taken the liberty to educate these narrow minded souls on exactly what Medicaid is and who all it covers. Yet for those who continue to spout their ignorant bullshit, let me take this time to provide you a little insight and explain why I wish you would shut the fu – I mean fudge – up.

To those who think my son needs to get a job:

Posts that make a correlation between refusing to work and Medicaid exude ignorance. I do, to some extent, understand the frustrations that people work the system. After all, those who work the system take money away from my disabled son who desperately needs therapies, medical services, and equipment that I am unable to afford out of pocket. Can you afford to throw down $3200 for a dynamic stander? Can you afford it again in a few years when he outgrows the current one?

Do you seriously think everyone who uses Medicaid needs a job? What about the senior citizens who depend on this to provide funding for their nursing home? Do you think they should get a job? What about all the disabled children, including mine? I mean, I can see the benefits of my 3 year old working. After all, kids need to earn their keep too, right? Who cares if it violates some stupid federal labor law? Since you’re obviously right, I’m going to make my kid apply to five jobs per week. I will let you know how it goes…

The freaking simple fact is that with any system – I don’t care if it is as simple as a policy at work – someone will always “work” it to their advantage. So should we just eliminate all programs because a few ignorant fools are milking it? In the meantime, feel free to keep perpetuating your uninformed ideologies and stereotypes through social media.

To the assholes who hate paying for my kid:

I am thrilled that you want to keep all the pennies that you’ve made and think that it is totally beneath you to assist in any act of human kindness. I think they made a movie about you. Yes, I’m sure they have. What’s its name…(bear with me as I pretend to not know)? Oh, yeah!

SCROOGE!

Seriously,  check it out. I love watching it every Christmas! My favorite is the 2009 animated version. I hope you are as fortunate as Mr. Scrooge in that the ghosts of your selfish past, present, and future come to visit you before you find yourself in need. Maybe those ghosts will bring you some salt and pepper for your slice of crow.

Just so we are crystal flipping clear, I have a Masters degree and worked for over a decade in my field of choice before having a disabled child to whom I can better serve by staying at home. As for my husband, he works more than anyone I know (on average, 72 hours per week) so as for your misconception that you pay for my son – think again. In fact, I’m pretty sure my husband pays more in taxes than you make in a year. See what I did there? I took your arrogant and uneducated comment and assumed you must not make much per year. Stereotypes suck.

To the idiots who think healthcare is a privilege:

You are kidding, right? Healthcare is a privilege? Since when? First, let me tell you how it’s not a privilege. I will make this as simple for you as I can to increase your chances of understanding. I will even put it in caps so you can see it better. Kind of me, right? No need to thank me, it’s just my southern charm.

IF I DON’T TAKE CARE OF MY CHILD’S HEALTH ISSUES, SOUTH CAROLINA DEPARTMENT OF SOCIAL SERVICES WILL. OH, AND I CAN GET ARRESTED FOR CHILD NEGLECT.

So if it is a privilege, why am I required to ensure that my child receives adequate medical care? Yes, adequate is a subjective word, but it appears to me as being need based since different children have different medical needs. So take your privilege and stuff it.

Just so you know:

From April 2016 to March 2017, my private insurance received 85 claims for my disabled son totaling in excess of $65,000, yet only paid out $26,000 – of which $13,500 was for one surgery. My patient liability was $14,000. A typical year would not have a surgery in it, meaning my patient liability portion would be more than what the insurance company paid! Why? Simple. The insurance companies, or at least our employer sponsored plan, refuses to pay for the vast majority of my son’s medically needed therapy services.

Sadly, the above numbers do not even take into account other items that are indefinite and reoccurring expenses, which total an approximate $6500+ per year. Based on the above “typical year” numbers and the additional costs, that is an estimated $20,000+ per year or $1667+ per month just for my disabled son’s medical care – and, again, it doesn’t even include the more expensive DME that he NEEDS!

Can any of you who spout your Medicaid stereotypes afford to pay for his care out of pocket? God knows I can’t.  So next time you want to start back up with your bullshit Medicaid stereotypes, remember “it’s none of your business.”

 

 

 

 

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